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Enjoying the waterways around Oshkosh, NE, offers unlimited hours of fun and relaxation. One thing to keep in mind: you aren’t alone on the water, and, unfortunately, accidents can happen, which is why it is important to have insurance coverage. At Western Trails Insurance, we can help you determine the type of policy needed.
Is Boat Insurance Required in Nebraska?
The state of Nebraska does not require boat owners to retain insurance. Although boats and personal watercraft, such as canoes, kayaks, jet skis, paddle boats, etc., it is recommended to avoid financial loss.
For instance, if you are involved in an accident involving another watercraft, you may be liable for your medical expenses and those involved in the accident if you are found to be at fault.
There is also the possibility of you sustaining an injury while out and about enjoying water activities or your boat or other personal watercraft being damaged.
Importance of Getting Watercraft Insurance
An important benefit of getting watercraft insurance is protecting your investment.
When you finance the purchase of your boat or other craft, the lender will likely require coverage.
If you plan to stop and dock at a marina, you may be required to show proof of liability coverage. The insurance provides protection if your boat is responsible for damage to another boat or an injury.
Contact Western Trails Insurance Team
When our Oshkosh, NE residents have questions about boat insurance or other types of personal watercraft or want to request a quote, please get in touch with us at Western Trails Insurance. We are here to provide you with the information you need to help keep you, your craft, and others protected.